
Independent Advisers
Fixed, Transparent Fees
Free Initial Meeting
Award Winning Advice


Get clear on your retirement plan
Get matched with an Amber River independent financial planner who can help you make sense of your pensions, investments, drawdown options and tax position, so you can plan your retirement with confidence.
- Free initial consultation
- No obligation to proceed
- FCA authorised and regulated firms
- Local and remote appointments available
Independent Financial Advisers
Get matched with an Amber River adviser who can help you make confident decisions about pensions, investments, retirement planning, tax and protecting your family’s wealth.
- Free initial consultation
- No obligation to proceed
- FCA authorised and regulated firms
- Local and remote appointments available
Find the right adviser for you
Answer a few simple questions and we’ll connect you with an Amber River adviser suited to your needs.
Find the right adviser for you
Choose the area you’d like to discuss with an Amber River adviser.

Financial planning
A comprehensive plan that details the life you want to live and how to achieve it.

Investments
Helping your money work harder for you, whatever your objective for it.

Pensions & retirement
Taking your pension benefits and other assets in the most tax-efficient way.

Something else
Not sure where to start? We’ll help point you in the right direction.
Free initial conversation. No obligation to proceed.


What happens next?
Once you’ve submitted your enquiry, we’ll guide you through a simple, no-obligation process.
01
We’ll gather a bit more info.
A member of our team will reach out to discuss your financial goals and circumstances.
02
We match you with an adviser
We’ll connect you with an Amber River adviser that’s suited to your needs and location if it’s the right solution for you.
03
Have a free initial conversation
Ask questions, understand your options and decide whether advice is right for you.
Free initial conversation. No obligation to proceed.
Why choose Amber River?
Amber River advisers support clients all around the UK, with meetings available in person where possible, by phone or by video call.
- Independent advice tailored to your personal goals
- Support with pensions, investments, tax and retirement planning
- Experienced advisers across the UK
- Local and remote appointments available
- Clear fees explained before any work begins
- Long-term planning built around your future, not product sales
Trusted by
38,000+
Clients in the UK
David M
Amber River took the time to understand what we wanted from retirement and helped us feel much clearer about the decisions ahead.
Amber River took the time to understand what we wanted from retirement and helped us feel much clearer about the decisions ahead.David M
Sarah W
The advice felt personal, practical and easy to understand. We never felt rushed, and everything was explained clearly from the start.
The advice felt personal, practical and easy to understand. We never felt rushed, and everything was explained clearly from the start.Sarah W
James and Helen R
We wanted confidence that our pensions and investments were working together properly. Amber River helped us see the bigger picture and plan with much more certainty.
We wanted confidence that our pensions and investments were working together properly. Amber River helped us see the bigger picture and plan with much more certainty.James and Helen R
How Amber River can help
Retirement planning
Making sure your pension benefits and other assets will give you the retirement you're dreaming of whatever shape it might take.
Pension advice
Helping you navigate complex pension rules and understand the right type of pension for you, to maximise your retirement income.
Investment advice
Helping you find financial freedom through savings and investments, tailored to your risk profile.
Inheritance tax planning
Plan how to pass on wealth while protecting your family’s financial future.
Tax planning
Make informed decisions and use available allowances where appropriate.
Financial planning
A comprehensive, long-term plan that captures everything about you and the life you want to live, bringing clarity and confidence.
Financial planners supporting clients in your area
Amber River advisers support clients in your area, with meetings available in person where possible, by phone or by video call.
Our friendly team brings together experienced independent financial planners and support specialists, with a deep knowledge of the UK financial services and investment landscape.
As part of Amber River, they provide personalised advice to individuals, families, and business owners. Giving them the confidence to live life knowing their financial situation is taken care of.
Frequently Asked Questions
We work with individuals, families, and business owners, to build, protect and preserve wealth through a personalised financial plan. It’s a long-term process with regular check ins, designed to help you live the life you want – today and in the future.
Is the initial consultation free?
Yes. Your first conversation is free and without obligation.
Will I be pressured to proceed?
No. The initial conversation is designed to understand your needs, answer your questions and explain your options.
Do I need to know exactly what advice I need?
No. Many people come to us because they want clarity. Your adviser can help identify what support may be useful.
Can I speak to a financial planner near me?
Where available, yes. Amber River advisers support clients all around the UK, with meetings available in person, by phone or by video call.
How are fees explained?
The adviser will explain why, how and when fees are charged during the initial consultation. That means you’ll know exactly what you’d be paying for, and how much, before you decide to go any further.
Are Amber River firms regulated?
Yes. All our firms are authorised and regulated by the Financial Conduct Authority. You can find them by searching on the Financial Services register.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
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Amber River Group Limited is a private limited company incorporated in England and Wales with company number 11942058 | Registered office: Level 4, Dashwood House, 69 Old Broad Street, London EC2M 1QS






















