Inheritance Tax (IHT) Calculator
Our inheritance tax calculator helps you to work out inheritance tax liabilities that could be due on your family's estate.
Inheritance planning isn’t just something to think about after a loved one has passed—it’s a conversation worth having now.Our IHT calculator is designed to help families understand potential inheritance tax implications early, so you can make informed decisions together and protect your family’s future.
Calculate how much inheritance tax could be due on your family's estate
You’ll need a few details, such as:
- The estimated value of the assets that currently make up your estate
- Details of any outstanding liabilities that must be paid out of the estate
- Who you will be leaving the assets to in order to calculate the applicable tax-free allowances
This result is an estimate only and shouldn’t be taken as financial advice. Every family’s circumstances are unique, and there may be ways to reduce or even remove an Inheritance Tax liability through careful planning.
An Amber River financial planner can help you and your family:
- Understand your current exposure to Inheritance Tax
- Make use of available allowances and exemptions
- Explore options like gifting, trusts, and pension planning
Fill in your details below to calculate your estate's approximate IHT liability
From April 2027, any unspent pension savings will be included in your estate and therefore subject to Inheritance Tax.
Your potential tax bill:
£0Current rules (pre-April 2027)
Net estate value: £0
Assets above IHT threshold: £0
Inheritance tax rate: 40%
Based on what you have told us, your estate may have an inheritance tax liability.
You may find it helpful to speak to a Financial Planner. With the right forward planning, it might be possible to reduce - or even eliminate - any tax liability. Tax rules can change and tax liability depends on personal circumstances.
Based on what you have told us, your estate doesn't appear to have an inheritance tax liability.
Arrange a no-obligation conversation
Get expert advice on reducing your inheritance tax bill.
Disclaimer: This Inheritance Tax calculator tool provides an estimate based on the information you've provided. The figures provided may not reflect your actual Inheritance Tax liability, as this depends on your personal circumstances and HMRC rules.
Before making any financial or legal decisions you should speak to a qualified financial adviser, tax specialist or solicitor for personalised advice.
Take the next step today
Whether you’re helping your parents plan their legacy or simply want to understand your family’s position, our free guide and IHT Calculator are a great place to start.
Small, but important print
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.
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Amber River Group Limited is a private limited company incorporated in England and Wales with company number 11942058 | Registered office: Level 4, Dashwood House, 69 Old Broad Street, London EC2M 1QS

