Inheritance Tax (IHT) Calculator
See whether your parents’ estate could be affected — and what you can do to plan ahead.
Our simple IHT Calculator helps you estimate whether your parents’ estate could be subject to Inheritance Tax — and by how much. It only takes a few minutes to complete and gives you a clearer picture of what might be at stake.Inheritance planning isn’t just about reducing tax; it’s about protecting your family’s future, respecting your parents’ wishes, and making sure their wealth is passed on as they intend.
Inheritance Tax (IHT) Calculator
You’ll need a few details, such as:
- Keep more of their wealth within the family
- Avoid stress and confusion later on
- Make informed choices about gifting, care, and retirement
This result is an estimate only and shouldn’t be taken as financial advice. Every family’s circumstances are unique, and there may be ways to reduce or even remove an Inheritance Tax liability through careful planning.
An Amber River financial planner can help you and your family:
- Understand your current exposure to Inheritance Tax
- Make use of available allowances and exemptions
- Explore options like gifting, trusts, and pension planning
Fill in your details below to find out how much Inheritance Tax you could have to pay on your estate.
From April 2027, any unspent pension savings will be included in your estate and therefore subject to Inheritance Tax. If you would like to know your potential Inheritance Tax bill for April 2027 onwards simply include the value of your pension pot under "other assets".
Disclaimer: This Inheritance Tax calculator tool provides an estimate based on the information you've provided. The figures provided may not reflect your actual Inheritance Tax liability, as this depends on your personal circumstances and HMRC rules.
Before making any financial or legal decisions you should speak to a qualified financial adviser, tax specialist or solicitor for personalised advice.
Take the next step today
Whether you’re helping your parents plan their legacy or simply want to understand your family’s position, our free guide and IHT Calculator are a great place to start.
Small, but important print
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
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