Financial Planning Insights, News & Views – Amber River

Pensions

6 March 2023

How could the lifetime pension limit affect you?

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Estate planning

5 March 2023

What’s the difference between a will and a trust?

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Tax efficient investing

23 February 2023

Six things to do before the end of the financial tax year

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Lump sum / windfall

21 February 2023

What should you do with an inheritance lump sum in your 30s?

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School Fees

20 February 2023

Financial planning tips to help fund school fees

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Employee Benefits

17 February 2023

5 ways to include employee wellbeing within your employee benefits package

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Featured insights

15 February 2023

Why everyone needs a Lasting Power of Attorney

A Lasting Power of Attorney protects you if you suddenly lost mental capacity and were unable to make any financial or welfare decisions for yourself

13 February 2023

Could paying for your child’s wedding result in an IHT bill?

While it’s traditional for parents to contribute, did you know paying for your child's wedding could result in a large inheritance tax bill

News from our advisers

10 February 2023

6 ways of protecting your family’s finances

10 February 2023

What does a financial planner need to know about you?

9 February 2023

Should I offer my employees Group Income Protection?

8 February 2023

What could you do with an inheritance lump sum in your 20s?

5 February 2023

Understanding the risks of investing

5 February 2023

Financial planner, Jacob Rudman, talks about putting risk into perspective

2 February 2023

The hidden costs of buying a second home

Paul Cullen IFA

1 February 2023

Paul Cullen: the family man who loves shaping life plans

3 January 2023

Why is portfolio diversification so important?

1 January 2023

Should I buy an annuity with my pension?

31 December 2022

Investing in a Buy-to-Let Property

30 December 2022

Boost your employee benefits with financial protection

12 December 2022

Is ‘phased retirement’ right for you?

8 December 2022

Preparing for the Great Wealth Transfer

2 November 2022

Financial planning for new parents: Don’t forget about your future too

Couple enjoying retirement

1 November 2022

The pros and cons of equity release

3 Women discussing workplace pensions

27 October 2022

Why should you consider opting into a workplace pension?

13 October 2022

Aidan Place – finding the balance between living today and planning for tomorrow

13 October 2022

What are your options when a business partner dies?

13 October 2022

Is critical illness cover worth the cost?

11 October 2022

The benefits and challenges of a phased retirement

Income Protection

9 October 2022

Can I insure myself against redundancy?

Smiling man embracing his son

1 October 2022

What to ask when choosing an income protection policy

what is an annuity

22 September 2022

What is an annuity?

Critical Illness Cover

9 September 2022

What to ask when taking out critical illness cover

7 September 2022

The benefits of placing your life insurance in a trust

7 September 2022

Family income benefit or family income protection?

5 September 2022

How can I protect my family financially?

4 September 2022

What to ask when taking out a life insurance policy

3 September 2022

Financial planning for new parents: Protecting your family

2 September 2022

Investing in the ‘age of inflation’

Mike Greely Chartered Financial Planner

2 September 2022

Mike Greely: piecing together the investment puzzle

1 September 2022

Financial planning for new parents: Preparing your finances

Whole of Life Insurance

16 August 2022

When should I take out whole of life insurance?

15 August 2022

Investing for income after you retire

11 August 2022

Does your child have a forgotten Child Trust Fund?

10 August 2022

Are Premium Bonds really worth it?

9 August 2022

Savings and investments for children

8 August 2022

Should I invest in cryptocurrency?

7 August 2022

The Bank of Mum and Dad: Helping first-time buyers

6 August 2022

The best ways to save and invest for young adults

20 July 2022

The true benefits of paying for financial advice

19 July 2022

Financial planning for new parents: Investing for your child’s future

12 July 2022

A Brief Guide to Pension Drawdown

8 July 2022

5 common money mistakes when starting your first job

28 June 2022

Financial planning in your 60s

27 June 2022

Financial planning in your 50s

26 June 2022

Financial planning in your 20s

24 June 2022

How much should I have in my pension at 40?

23 June 2022

Planning ahead for your later life care

14 June 2022

Financial planning in your 40s

10 June 2022

Financial planning in your 30s

9 June 2022

Gifting in your lifetime to reduce inheritance tax

8 June 2022

What happens to my pension when I die?

7 June 2022

What’s the difference between a Wealth Manager, a Financial Planner and a Financial Adviser?

3 June 2022

5 ways to make tax-efficient investments

31 May 2022

9 ways to reduce the inheritance tax bill for your family

27 May 2022

Setting up trusts and gifting in your lifetime

26 May 2022

5 steps to prepare financially before your death

24 May 2022

What every business owner needs to know about tax-efficient investing

18 May 2022

Can I withdraw my pension before 55?

13 May 2022

Kerry McCaughan – Helping business owners play to win

9 May 2022

Self-employment advice to give you peace of mind

5 May 2022

Planning for care home fees

couple financial planning

3 May 2022

Why a pension is a good starting point for your financial plan

3 May 2022

The Pros and Cons of Combining Multiple Pension Pots

1 May 2022

Why everyone should set up a Power of Attorney

26 April 2022

Why making a will matters to your family

23 April 2022

The four key stages of financial business planning

20 April 2022

Tim Forsyth: The biker with a safety-first wealth planning approach

13 April 2022

When should I start saving for retirement?

6 April 2022

Impact Investing: The road to a better world

1 April 2022

How the right employee benefits can attract and retain talent

30 March 2022

Pensions for the self-employed

28 March 2022

Supercharge your pension tax relief like a superhero

Retirement How-much-should I save for a pension

24 March 2022

How much should I save for a pension?

self-employed income protection

21 March 2022

Protecting your income when you are self-employed

strategic moves

18 March 2022

How to make better financial decisions

Female self-employed person smiling while sitting in front of her computer

15 March 2022

Tax management for the self-employed

13 March 2022

Mortgages for the self-employed

10 March 2022

How financial planning can help if you’re self-employed

finding a financial adviser

7 March 2022

How to find a financial planner you can trust

Brothers disagreeing over family inheritance

4 March 2022

How to stop family disputes over an inheritance

Self employed series: Savings & Investments

1 March 2022

Savings and investments for the self-employed

Mark O'Neil IFA

18 February 2022

Mark O’Neill: Painting pictures of a prosperous retirement

Happy elderly couple jumping on a bed

18 February 2022

Top five tips for later life planning

Body shot of couple sat on couch discussing no-fault divorce

15 February 2022

The financial turmoil and considerations of a divorce

Young child starting investing and saving when young

12 February 2022

Why you should build an investment portfolio when you’re young

Take a look at your end of year tax allowances

7 February 2022

Taking a closer look at your end of year tax allowances?

Andrew Sutherland Financial Advisor

3 February 2022

Retirement planning is about more than just a pension

Blood biker

31 January 2022

Andrew Sutherland: The rapid responder with a patient approach

Financial considerations for getting married

26 January 2022

Financial considerations: Getting married

Tax planning considerations for expats

21 January 2022

Tax planning considerations for expats

Financial considerations of buying a home together

18 January 2022

Financial considerations: Buying a house unmarried

Stephen Ford financial advisor

13 January 2022

Stephen Ford: From sports coach to financial coach

Are your children ready to take on your inheritance?

11 January 2022

Are your children ready to take on your inheritance?

Sustainable Investments

7 January 2022

Should I be thinking about sustainable investing?

Private health insurance

4 January 2022

Is now the time to review your private health insurance?

Just married couple in car

30 December 2021

Just married – how to manage your joint finances successfully

How to plan the successful succession of a family business

28 December 2021

How to plan the successful succession of your family business

Planning for your dream retirement

24 December 2021

How to plan for the retirement you’ve always dreamed of

Life Landscaping

21 December 2021

What is Life Landscaping®

Securing your financial future in today's uncertain world

13 December 2021

5 tips to help secure your financial future in today’s uncertain world

Reducing retirement tax bill

11 December 2021

11 ways to reduce your tax bill in retirement

Retirement and Estate Planning

8 December 2021

Tax-efficient ways to leave a legacy

Pros and Cons of creating a trust fund for your children

5 December 2021

Trust fund baby… the pros and cons of setting up a trust for your kids

Choosing the right type of mortgage

2 December 2021

How do I choose the right type of mortgage?

Planning for an adventurous retirement

29 November 2021

Start planning for an adventurous retirement

What to do with an unexpected windfall

26 November 2021

What to do with an unexpected windfall

Making the most of your pension

22 November 2021

How to make the most of your pension

How to retire early

19 November 2021

How to retire early

Managing your investment risk

16 November 2021

How to manage your investment risk

Protecting your family if things go wrong

11 November 2021

How to protect your family if things go wrong

Older couple enjoying retirement thanks to pension and sound retirement plan

8 November 2021

A pension’s a good start – but what else makes a sound retirement plan?

Why should I pay for financial advice

5 November 2021

Why should I pay for Financial Advice?

What does a financial planner do?

3 November 2021

What does a financial planner do?

Most common estate planning mistakes

1 November 2021

Estate Planning mistakes to avoid