When work stops, life continues. With careful planning, we can make sure you enjoy a fulfilling retirement.

Retirement planning
Planning for an adventurous retirement

Taking your pension

When you decide to step away from the world of work, you’ll want to enjoy every moment of your retirement.

Perhaps it will be a gradual affair, where you keep working for as long as it remains fulfilling, possibly taking part of your pension savings to bolster your income or using your cash-free lump sum for that long-overdue trip of a lifetime. Or, if you have a very long list of things you want to do as soon as you’ve finished work, you might choose to retire completely, as soon as you can, so you have more time to crack through it.

Whatever you choose, you’ll need a plan that achieves the right balance between the security of a regular pension income, coupled with the flexibility to adapt to life’s expected (and unexpected) events. 

You may also want to continue to invest tax-efficiently and perhaps have some estate-planning options to leave a meaningful inheritance if you choose to. No matter what you decide, we’ll be on hand to help you get the most out of your retirement.

Building a legacy for your grandchildren
Building your legacy to pass on to loved ones

Specialist advice areas

Early Retirement

Speaking to a professional financial adviser can unlock your route to early retirement. Together, you can visualise…

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Pension drawdown

When you retire, you’ll have a range of options available that allow you to access the money you saved up in your…

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Annuities are insurance products that let you exchange your pension pot (minus your tax-free cash) for a guaranteed,…

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Equity Release

Speaking to a professional financial adviser can unlock your route to early retirement. Together, you can visualise…

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Care Fees Planning

The possibility of needing long-term care later in life is often overlooked when planning for retirement. Yet the…

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Phased retirement

Reaching retirement age gives you’re the chance to slow down – but it doesn't necessarily mean you have to stop work.…

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Retirement planning

Planning for retirement is a fact of life. What retirement means exactly will differ from person to person, but there…

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Contact us

Get in touch

To get started with planning your retirement, telephone us on…

or fill out our callback form and one of our advisers in your area will get back to you at a convenient time…

Contact us
Find an adviser

Where and how we meet depends on whatever’s most convenient for you, but we have a number of locations around the UK if you’d prefer to come to us.

Find an Adviser
Other services we offer

We provide a complete range of financial services with specialists in every category so that we can match you with the most suited adviser for your needs

It’s beyond financial advice,
this is Life Landscaping®.

Amber River is a new way of thinking about and creating the life you’ve always dreamed of.



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Small, but important print

Registration Number 11942058
Registered in England and Wales

Amber River Group Limited is not authorised to give financial advice. The financial planning businesses who are part of the Amber River Group are separately authorised businesses and therefore able to give advice.

You’ll find details of the regulated status of our firms, including FCA numbers and links to the Financial Services Register on each of the location pages in the ‘Find an adviser’ section.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulatory regime and therefore targeted primarily at UK-based consumers.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Find full details of the FOS at

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