Early Retirement
Why wait until you’re too old to enjoy retirement?
Stopping work before your State Pension Age (SPA) is only possible if you’ve a) invested enough money to provide an alternative income, or b) received a lump sum that will see you through the next few decades. Either way it’s a wonderful feeling to know you can afford to give up work while you’re hopefully still relatively fit and healthy.
Early retirement is a reality for many people. And it can bring a new purpose to life. They get to spend their time exploring what’s on their doorstop, and what’s further afield. They contribute to their communities by volunteering, take up hobbies they’ve never had time for previously, or take on grandparenting roles to ease the strain on their busy kids. If you’ve spoken to someone recently who’s retired early, they’ve probably told you they didn’t know how they found the time to work.
or call: 0800 915 0000
It all comes down to forward planning
You can usually take your workplace pension at 55 and your State Pension will pay out on your 67th birthday – although that remains under review. Depending on your early retirement goals, you’ll need another method of investing that supplements this and gives an income to see you through three, four, perhaps even five decades after you’ve stopped work.
Speaking to a professional financial adviser can unlock your route to early retirement. Together, you can visualise what it looks like for you and work out if there are any gaps in your existing pension and investment arrangements to get you there.
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What our clients say
BR Wombourne
We’ve been using Mark and his team for many years and are so impressed with their caring professional service. We fully entrust our risk management and retirement planning with them. It is a comfort to know that our investments are in good hands.
We’ve been using Mark and his team for many years and are so impressed with their caring professional service. We fully entrust our risk management and retirement planning with them. It is a comfort to know that our investments are in good hands. BR Wombourne
IL Kidderminster
Mark and his financial planning team have been advising me for many years. I’m delighted with the service they provide and I can highly recommend them.
Mark and his financial planning team have been advising me for many years. I’m delighted with the service they provide and I can highly recommend them. IL Kidderminster
CC Evesham
Mark has been our Financial adviser for 16 years, and during this time, Mark and his team have acted in a thoroughly professional yet friendly manner. We trust him implicitly and have seen our investments prosper. We would recommend Unity, wholeheartedly, to anyone needing financial assistance and advice.
Mark has been our Financial adviser for 16 years, and during this time, Mark and his team have acted in a thoroughly professional yet friendly manner. We trust him implicitly and have seen our investments prosper. We would recommend Unity, wholeheartedly, to anyone needing financial assistance and advice.CC Evesham
RB Redditch
I needed some help with retirement planning and found Mark and his team to be reliable and friendly to deal with. I received sound and practical advice which has given me peace of mind with my retirement saving.
I needed some help with retirement planning and found Mark and his team to be reliable and friendly to deal with. I received sound and practical advice which has given me peace of mind with my retirement saving.RB Redditch
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We provide a complete range of financial services with specialists in every category so that we can match you with the most suited adviser for your needs
Money
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Pensions
Financial freedom is the goal, but what's the best way of achieving it?
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Retirement
When work stops, life continues. With careful planning, we can make sure you enjoy a fulfilling retirement.
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Legacy
Opening up a world of opportunity for your kids and theirs
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Small, but important print
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Registered in England and Wales
Amber River Group Limited is not authorised to give financial advice. The financial planning businesses who are part of the Amber River Group are separately authorised businesses and therefore able to give advice.
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