It’s impossible to predict the future, but you’ll probably have a clear idea of how you see your life panning out over the next few years, if not decades. And if the future you want for yourself, or those around you, comes with a pricetag, you’ll need a plan to protect and grow your wealth in order to secure it. 

An Amber River financial planner can work with you to create a wealth management strategy that reflects your short, medium and long term goals. After spending time with you to understand those goals, as well as your unique circumstances and your approach to risk, they’ll help you explore the most effective ways to:

— Protect your wealth from risks like tax, inflation or changes in your circumstances
— Grow your wealth to achieve your goals
— Pass your wealth on to others

As well as helping you grow and enjoy your wealth, we’ll help you identify any potential threats to it – and create a plan that will minimise or remove those threats altogether. 

This matters because the value of investments and any income from them can go down as well as up and you may not get back the amount invested. 

The bespoke strategy we recommend might involve choosing investments that help to diversify your portfolio or reduce your exposure to inflation and tax. It will also involve planning for the unexpected in order to protect you, your family, and – if you own one – your business, from possible financial risk.

We can also help you think about what will happen to your wealth after you’ve gone, so you can put plans in place for the legacy you’d like to leave behind. 

Whether it’s ensuring your money goes to the people or good causes you love, reducing the tax burden for those who inherit, or distributing your wealth responsibly, our advisers will use their extensive knowledge to create a tailored strategy.