Amber River Shipman Wealth News

3 July 2026

More Proposed Changes to ISA Rules

Interest, or return, earned on uninvested cash in Non-Cash ISAs will be subject to a 22% tax charge, which will be deducted and paid by the ISA manager to HMRC. Interestingly, the Personal Savings Allowance will not apply to cover this return.

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1 July 2026

Intergenerational Planning: Beyond the Bank of Mum and Dad

Inheritance Tax receipts for the year to March 2026 hit a record high of £8.5 billion, a 3.6% rise from the previous year. This figure is due to be boosted further from April 2027 when pension funds will be added to the estate for Inheritance Tax calculations.

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18 May 2026

Do Financial Planners have superpowers?

So selling a service has always relied on a client taking on trust that the advice we give will be good for them. That has unfortunately led to issues in the past with silver tongued advisors abusing this trust. Hopefully, with the increased regulation we have seen over recent years has now put that firmly in the past.

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