Mortgage protection

Taking a mortgage is a big financial commitment and lenders reserve the right to repossess a property if the mortgage repayments are not kept up. If you're unexpectedly not able to work, due to an accident or illness, how will you maintain your mortgage payments? And what would happen if you died?

Mortgage Protection is a type of insurance policy that helps a homeowner to maintain their mortgage payments, or pay off their mortgage in full, in the event of an illness or death. The sum assured and term of the policy will match those of the mortgage. You can choose a level plan, or a decreasing plan, where the sum assured reduces as you repay the mortgage.

The right mortgage protection for you will depend on your circumstances, as well as any existing cover you might have. An Amber River financial planner will be able to explore the options for you and recommend the best cover.

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Amber River Group Limited is not authorised to give financial advice. The financial planning businesses who are part of the Amber River Group are separately authorised businesses and therefore able to give advice.

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