defined benefit pensions

Retired couple relaxing in wooden chairs, raising glasses of wine while watching the sunset over the sea.

16 October 2026

What’s the best order to use my savings, ISAs, and pension in retirement?

Should you draw from your savings, ISAs or pension first in retirement? Discover how combining different income sources could help reduce tax and make your retirement savings last longer.

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Small dog walking ahead of an older couple outdoors

30 September 2026

I’ve got several pensions – will combining them save me money?

If you have several pensions, combining them might reduce charges and simplify retirement planning. But guarantees, benefits and low-cost schemes can mean some pensions are better left where they are.

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27 September 2025

How to prepare your pension and estate plan for the 2027 reforms

From April 2027, pensions will be included in inheritance tax. Discover how this change could affect your estate and practical steps to prepare.

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