defined benefit pensions

Small dog walking ahead of an older couple outdoors

30 September 2026

I’ve got several pensions – will combining them save me money?

If you have several pensions, combining them might reduce charges and simplify retirement planning. But guarantees, benefits and low-cost schemes can mean some pensions are better left where they are.

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27 September 2025

How to prepare your pension and estate plan for the 2027 reforms

From April 2027, pensions will be included in inheritance tax. Discover how this change could affect your estate and practical steps to prepare.

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