How couples can minimise Capital Gains Tax together

Discover how couples can minimise Capital Gains Tax (CGT) by transferring assets and combining their allowances.

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How holding too much in cash could harm your long-term wealth goals

Cash can provide stability and balance in your portfolio, but holding too much of it could harm your long-term wealth goals.

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House for sale

Why landlords should be thinking about portfolio diversification

Our expert examines why so many landlords are selling up in favour of portfolio diversification, which includes equities, cash, and bonds.

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Financial planning tips to help fund school fees

If you’re planning to send your children to private school you may need to start saving to fund the school fees almost as soon as they’re born

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Understanding the risks of investing

A serious illness or disability can have a huge impact on your finances - critical illness insurance will provide much-needed financial support

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Financial planning ideas for new parents

Becoming a new parent is a natural time to reassess your financial plans and look at ways to secure the financial well-being of your family

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Managing portfolio risk

Managing risk is a core element of investing. This article explains how professionals manage risk within investment portfolios

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Why is portfolio diversification so important?

Portfolio diversification is a portfolio management strategy designed to reduce risk. We take a look at the principles behind it?

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Financial planning for new parents: Don’t forget about your future too

When you have a baby it’s important to think about your needs as well as your child's – especially when it comes to planning your future

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Investing in the ‘age of inflation’

Mike Greely explores some of the reasons behind the market turbulence, and explains why patience and portfolio positioning can help investors

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Mike Greely Chartered Financial Planner

Mike Greely: piecing together the investment puzzle

For Mike Greely of Amber River’s Colchester team, understanding the factors that drive investment returns is not just part of his day job – it’s more of a lifelong passion

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Does your child have a forgotten Child Trust Fund?

Almost 200,000 young people born from 2002 to 2020, have a Child Trust Fund containing savings of around £2,000 - and they don't even know!

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Are Premium Bonds really worth it?

A brief explanation about what cryptocurrency is, how it works, what you can use it for and why you should tread with caution

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Savings and investments for children

Putting money away for children is a great way to teach them about money, as well as giving them a boost towards the start their adult life

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Should I invest in cryptocurrency?

A brief explanation about what cryptocurrency is, how it works, what you can use it for and why you should tread with caution

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The best ways to save and invest for young adults

Putting money away for children is a great way to teach them about money, as well as giving them a boost towards the start their adult life

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Financial planning for new parents: Investing for your child’s future

If you want to invest in your child's future to give them the best start, we consider some of the investment options open to you

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5 common money mistakes when starting your first job

We take a look at the most common mistakes young professionals make when they're starting out – and the steps you can take to avoid them

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Financial planning in your 50s

The financial expert you choose largely depends on your needs – but one thing that overrides everything else is finding someone you trust.

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Financial planning in your 40s

The financial expert you choose largely depends on your needs – but one thing that overrides everything else is finding someone you trust.

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Can I withdraw my pension before 55?

If you decide to withdraw money from your pension early, you are likely to be heavily penalised unless you meet one of two criteria

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Self employed series: Savings & Investments

Savings and investments for the self-employed

We explore tax efficient investments for self-employed people. Helping you make the most of your money over the longer term.

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Young child starting investing and saving when young

Why you should build an investment portfolio when you’re young

The best time to start an investment portfolio is right now - the sooner you begin, the easier it will be to achieve future financial goals

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Andrew Sutherland

Retirement planning is about more than just a pension

Expert insights from Andrew Sutherland: When it comes to retirement planning, your pension is likely to be just one part of the puzzle.

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Financial considerations for getting married

Financial considerations: Getting married

Congratulations - you're engaged. It’s worth taking a moment to consider how a marriage or civil partnership will impact your financial plan.

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Planning for your dream retirement

How to plan for the retirement you’ve always dreamed of

Do you know how much to put aside for your retirement, so you have the freedom to follow your dreams and do everything you ever wanted to?

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Securing your financial future in today's uncertain world

5 tips to help secure your financial future in today’s uncertain world

Preparing for your future may seem like an impossible task. Here are our top 5 tips to help you secure your financial future in today's uncertain world.

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Retirement and Estate Planning

Tax-efficient ways to leave a legacy

Inheritance tax can cause chaos for families during what is already a difficult time, which is why it’s worth planning the most efficient way to leave your legacy.

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Pros and Cons of creating a trust fund for your children

Trust fund baby… the pros and cons of setting up a trust for your kids

While a trust fund baby often suggests someone with a privileged background living off their rich parents, setting up a trust for children is often a sensible way to ensure your wealth is handed down responsibly.

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What to do with an unexpected windfall

What to do with an unexpected windfall

Whatever the reason for the windfall, we believe it’s essential to explore your options when it comes to making the most of your money.

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Making the most of your pension

How to make the most of your pension

Retirement is a time to focus more on leisurely pursuits - so how can you make the most of your pension so you can make the most of your retirement?

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Managing your investment risk

How to manage your investment risk

Find out how to manage your investment risk by investing in different kinds of assets to neutralise the impact of poorer performing assets.

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Older couple enjoying retirement thanks to pension and sound retirement plan

A pension’s a good start – but what else makes a sound retirement plan?

Retirement means different things to different people, but we all still want it to be a fulfilling time of life. That's why a good retirement plan should be more than just a pension.

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Most common estate planning mistakes

Estate Planning mistakes to avoid

Planning your estate to leave more than just memories to your loved ones is a wonderful position to be in, but there are a number of mistakes to avoid.

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