Why now is a good time to review your retirement plan

Changes to the Pension Lifetime Allowance and Annual Allowance mean you can put more money into your pension without attracting a tax charge

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Should you consolidate your pensions?

Pension consolidation simply means combining two or more pensions into a single pot. There are several reasons why this might be worthwhile

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Should I buy an annuity with my pension?

If you're confused about whether to buy an annuity or not, we take a look at the pros and cons to help you make the right decision

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what is an annuity

What is an annuity?

Annuities are insurance products that let you exchange your pension pot (minus your tax-free cash) for a guaranteed, regular income for the rest of your life. Buying an annuity used to be the only option available to most people taking their pension.

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