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Why having a financial plan matters

A financial plan is about more than money—it’s about clarity, confidence, and feeling in control of your future. By truly understanding your goals and guiding you through life’s changes, a good adviser helps you make informed decisions and live life on your terms with lasting peace of mind.

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Martin Johnston on advice, trust and doing the right thing

Independent financial adviser Martin Johnston of Amber River HDA shares how genuine care, trust, and proactive planning help clients feel secure, even when markets wobble.

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Can your finances cope with a sudden change in circumstance?

Discover how financial planning helps your finances cope with a sudden change: from redundancy to illness, divorce, or caring for loved ones.

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Why AI won’t replace your financial planner

AI can handle simple financial tasks, but it can’t offer the personalised insight, empathy, and regulated advice a financial planner provides. Discover the key risks of relying solely on AI.

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