Retirement

Despite the uncertainties, we look at the things you can do that may help to ease the impact of potential VAT on school fees

Is an annuity something you should consider? We take a look at the benefits and drawbacks to help you build up a clearer picture

How much do you need to turn your later life dreams into reality? We explore the considerations and costs of retiring early.

More people are choosing to work beyond retirement. Phasing retirement can offer a range of benefits, even beyond the state pension age

When you retire, it’s essential that you understand all your options. This article explains the difference between UFPLS and pension drawdown

What is pension drawdown, and is it better than buying an annuity? Find out about the pros and cons before deciding what's best for you

How much you need to retire will vary from person to person - it’s important to crunch the numbers early on to ensure you're on track

Managing risk is a core element of investing. This article explains how professionals manage risk within investment portfolios

If you're confused about whether to buy an annuity or not, we take a look at the pros and cons to help you make the right decision

A look at phased retirement, the different options available, and how you can get the most from your retirement savings and keep working

Equity release is a way of releasing money tied up inthe value of your property without you having to sell it,so you can continue to live there. It’s available to people aged over 55 –but it does come with risks attached.

Phased retirement enables employees to continue to earn an income while slowly adjusting to stopping work altogether

Annuities are insurance products that let you exchange your pension pot (minus your tax-free cash) for a guaranteed, regular income for the rest of your life. Buying an annuity used to be the only option available to most people taking their pension.

The financial expert you choose largely depends on your needs – but one thing that overrides everything else is finding someone you trust.

The financial expert you choose largely depends on your needs – but one thing that overrides everything else is finding someone you trust.

We're all living longer and costly later-life care for many is becoming a reality. It's vital to start planning early to help cover the costs

Putting money aside for later life should be the cornerstone of your financial planning. Saving into a pension is an excellent place to start

Later-life financial planning expert, Mark O'Neill, gives his top five tips to help you plan and prepare for later life

Expert insights from Andrew Sutherland: When it comes to retirement planning, your pension is likely to be just one part of the puzzle.

Do you know how much to put aside for your retirement, so you have the freedom to follow your dreams and do everything you ever wanted to?

While you should never base investment decisions solely on tax efficiency, there are several ways to reduce your tax bill in retirement.

While a trust fund baby often suggests someone with a privileged background living off their rich parents, setting up a trust for children is often a sensible way to ensure your wealth is handed down responsibly.

Retirement planning has evolved in recent years. Now, it’s up to everyone to take responsibility for funding their own retirement. But if that’s the case, is it possible to figure out how much money you’ll need to afford your dream retirement, and can a financial plan help point you in the right direction?

Retirement is a time to focus more on leisurely pursuits - so how can you make the most of your pension so you can make the most of your retirement?

Is it your dream to retire early? It is an achievable dream for most of us, but we must be willing to apply effort, discipline and sacrifice.

Retirement means different things to different people, but we all still want it to be a fulfilling time of life. That's why a good retirement plan should be more than just a pension.