Crystallised Pension

What is a Crystallised Pension?

Crystallising your pension unlocks your investments and gives you access to your pension savings, including a 25% tax-free lump sum

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Are Annuities a Good Investment

Are Annuities a Good Investment?

Is an annuity something you should consider? We take a look at the benefits and drawbacks to help you build up a clearer picture

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What are the Downsides of Equity release

What are the downsides of equity release?

We delve into the potential downsides of equity release, as well as some of the advantages. The right choice depends on your individual circumstances and financial goals.

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review your retirement plan

Why now is a good time to review your retirement plan

Changes to the Pension Lifetime Allowance and Annual Allowance mean you can put more money into your pension without attracting a tax charge

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Phased retirement: Starting a new business in retirement

More and more people are choosing to take a phased retirement, and many are using retirement as the opportunity to start-up a new business

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Changes to the lifetime and annual pension allowances: What does it mean for you?

If your pension pot is on track to reach £1 million, find out how you could benefit from the removal of the Lifetime Allowance

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How much do I need to retire?

How much you need to retire will vary from person to person - it’s important to crunch the numbers early on to ensure you're on track

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Is ‘phased retirement’ right for you?

A look at phased retirement, the different options available, and how you can get the most from your retirement savings and keep working

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Investing for income after you retire

If you're about to retire you should switch your investment strategy to one that protects your money and ensures an income for life

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How much should I have in my pension at 40?

Turning 40 is when it can suddenly hit home - retirement isn’t all that far away. Can you rely on your pension for a comfortable retirement?

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