Workplace Pensions Advice
A workplace pension scheme is a way of saving for your retirement through contributions deducted from your wages.
For the employed, the pension scheme offered by their employer is an important part of pension planning.
Employers must automatically enrol all eligible employees into their workplace pension. You can opt-out of your employer’s scheme if you wish, but because they have to pay at least 3% of your salary into your pension (alongside your personal minimum contribution of 5%), you’d be missing out on a free source of pension funding.
You can, of course, contribute more than 5%, and many employers also choose to increase their contribution as part of an overall benefits package. Having a workplace pension doesn’t stop you from setting up and paying into a personal pension and it’s worth having both if you can.
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We’ve been using Mark and his team for many years and are so impressed with their caring professional service. We fully entrust our risk management and retirement planning with them. It is a comfort to know that our investments are in good hands. BR Wombourne
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Mark and his financial planning team have been advising me for many years. I’m delighted with the service they provide and I can highly recommend them. IL Kidderminster
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Mark has been our Financial adviser for 16 years, and during this time, Mark and his team have acted in a thoroughly professional yet friendly manner. We trust him implicitly and have seen our investments prosper. We would recommend Unity, wholeheartedly, to anyone needing financial assistance and advice.
Mark has been our Financial adviser for 16 years, and during this time, Mark and his team have acted in a thoroughly professional yet friendly manner. We trust him implicitly and have seen our investments prosper. We would recommend Unity, wholeheartedly, to anyone needing financial assistance and advice.CC Evesham
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I needed some help with retirement planning and found Mark and his team to be reliable and friendly to deal with. I received sound and practical advice which has given me peace of mind with my retirement saving.RB Redditch
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