Retired woman carrying a surfboard on the beach, symbolising financial confidence and retirement planning despite market volatility.

Why market falls early in retirement can affect your long-term plans

Early market downturns can have a bigger impact on retirement than many people realise. Chartered Financial Planner Rayna Stoyanova explains sequencing risk and how careful planning may help protect future income.

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What is pension drawdown and how does it work?

Pension drawdown offers flexible retirement income while keeping your savings invested. Understand how it works, the tax implications, and how to manage risk for long-term financial security.

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