Phased retirement: How to bridge work and financial freedom
Phased retirement offers a flexible route between full-time work and retirement, helping you manage income, tax, lifestyle, and pension planning while transitioning gradually towards greater financial freedom.
Why market falls early in retirement can affect your long-term plans
Early market downturns can have a bigger impact on retirement than many people realise. Chartered Financial Planner Rayna Stoyanova explains sequencing risk and how careful planning may help protect future income.
What is pension drawdown and how does it work?
Pension drawdown offers flexible retirement income while keeping your savings invested. Understand how it works, the tax implications, and how to manage risk for long-term financial security.
Inheritance tax changes to pensions in 2027: what it means for your estate planning
From April 2027, pensions may fall inside inheritance tax, reshaping estate planning, increasing liabilities, and requiring a more balanced approach to retirement income, beneficiary planning, and long-term wealth transfer strategies.
Can I pay less tax by paying more into my pension?
Paying more into your pension can lower your tax bill, but understanding allowances, relief rules, and future withdrawal taxation is essential to maximise efficiency and avoid unexpected charges later on.
A modern retirement: What it really looks like today
Retirement isn’t a single moment anymore — it’s a flexible, fulfilling new chapter. Whether you’re working a little or exploring new passions, the right planning helps you shape a confident, modern retirement.