Why market falls early in retirement can affect your long-term plans
Early market downturns can have a bigger impact on retirement than many people realise. Chartered Financial Planner Rayna Stoyanova explains sequencing risk and how careful planning may help protect future income.
What is pension drawdown and how does it work?
Pension drawdown offers flexible retirement income while keeping your savings invested. Understand how it works, the tax implications, and how to manage risk for long-term financial security.
Inheritance tax changes to pensions in 2027: what it means for your estate planning
From April 2027, pensions may fall inside inheritance tax, reshaping estate planning, increasing liabilities, and requiring a more balanced approach to retirement income, beneficiary planning, and long-term wealth transfer strategies.