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Based at
Position
Serving clients in
Oxfordshire, Oxford and the surrounding area
Barry Hiles
Mortgage Consultant
Barry is a lifelong resident of Kidlington in Oxfordshire and is married with a daughter, son and granddaughter. Outside of work and family life, he’s an avid supporter of Leeds United.
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4 January 2024
What is a Crystallised Pension?
Crystallising your pension unlocks your investments and gives you access to your pension savings, including a 25% tax-free lump sum
19 December 2023
A quick guide to understanding financial planning jargon
We’ve created a list of the common financial planning jargon you might come across when planning for you and your family
30 November 2023
Are Annuities a Good Investment?
Is an annuity something you should consider? We take a look at the benefits and drawbacks to help you build up a clearer picture
23 October 2023
Who’s the best person to advise on Inheritance Tax?
If navigating Inheritance Tax feels like a bewildering maze, you're not alone. We take a look at where you can go for advice on inheritance tax?
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More people are choosing to work beyond retirement. Phasing retirement can offer a range of benefits, even beyond the state pension age
26 June 2023
9 ways to reduce your Capital Gains Tax
Looking to reduce your Capital Gains Tax bill? Here are 9 ways you can cut your tax liability, keeping more of your money in your pocket
1 June 2023
How much life insurance do I need?
Knowing exactly how much life insurance you need can be a difficult sum to calculate. How much would your family need if something was to happen to you?
4 May 2023
Should you consolidate your pensions?
Pension consolidation simply means combining two or more pensions into a single pot. There are several reasons why this might be worthwhile
10 February 2023
What does a financial planner need to know about you?
Only by providing open and honest answers will your financial planner be able to design a financial plan that helps you achieve your life goals
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What is Life Landscaping®
We have one simple purpose: To enrich the lives of those we meet.
Find out more about Barry and the Amber River SFIA team...
Amber River SFIA provides a variety of financial planning services, from investments to mortgages, while also specialising in School Fees Planning. Their advisers aim to build a lasting relationship with clients. They take pleasure in witnessing them achieving their goals, helping them to adapt their personalised financial plan if and when surprises occur along the way.
What our clients say
Mr Moss, Ilminster
We have been customers of SFIA for more than 10 years and it is fair to say that they have been instrumental in ensuring our financial stability and security. We have been absolutely delighted with the advice we have had over the years, specifically on school fees, mortgages, pension funds, and investments.
We have been customers of SFIA for more than 10 years and it is fair to say that they have been instrumental in ensuring our financial stability and security. We have been absolutely delighted with the advice we have had over the years, specifically on school fees, mortgages, pension funds, and investments. Mr Moss, Ilminster
Colin, Bucks
Outstanding
OutstandingColin, Bucks
Chris, London
SFIA’s flexible plan maximised our tax free interest and made school fees affordable, as well as assuring the continuity of private education for our children.
SFIA’s flexible plan maximised our tax free interest and made school fees affordable, as well as assuring the continuity of private education for our children. Chris, London
Mark Birtwhistle, Saffron Walden
Paul has always put the financial interests of our family first. I could not ask more from a financial adviser.
Paul has always put the financial interests of our family first. I could not ask more from a financial adviser. Mark Birtwhistle, Saffron Walden
Julie Mellor, Bracknell
I just wanted to say a huge thank you for organising my mortgage, you made everything so simple and it all went very smoothly. I will certainly be recommending you to any friends that looking to purchase properties, thanks again!
I just wanted to say a huge thank you for organising my mortgage, you made everything so simple and it all went very smoothly. I will certainly be recommending you to any friends that looking to purchase properties, thanks again! Julie Mellor, Bracknell
Fiona Reynolds, Banbury
Cheryl from SFIA, has given us valuable advice and support to achieve what we wanted. We really wouldn’t be where we are now without Cheryl.
Cheryl from SFIA, has given us valuable advice and support to achieve what we wanted. We really wouldn’t be where we are now without Cheryl. Fiona Reynolds, Banbury