Liam Halford

Crystallising your pension unlocks your investments and gives you access to your pension savings, including a 25% tax-free lump sum

We’ve created a list of the common financial planning jargon you might come across when planning for you and your family

Is an annuity something you should consider? We take a look at the benefits and drawbacks to help you build up a clearer picture

If navigating Inheritance Tax feels like a bewildering maze, you're not alone. We take a look at where you can go for advice on inheritance tax?

More people are choosing to work beyond retirement. Phasing retirement can offer a range of benefits, even beyond the state pension age

Looking to reduce your Capital Gains Tax bill? Here are 9 ways you can cut your tax liability, keeping more of your money in your pocket

Knowing exactly how much life insurance you need can be a difficult sum to calculate. How much would your family need if something was to happen to you?

Pension consolidation simply means combining two or more pensions into a single pot. There are several reasons why this might be worthwhile

Only by providing open and honest answers will your financial planner be able to design a financial plan that helps you achieve your life goals

We have one simple purpose: To enrich the lives of those we meet.