fbpx

Trusts

A trust is a legal arrangement where assets are managed by one or more people (the trustee/s) on behalf of another (the beneficiary).

Trusts can be set up for a number of reasons. They can be used to protect your assets for your beneficiaries, or when someone becomes unable to handle their financial affairs. As such, trusts can be set up at any time and serve many purposes.

Find a Pensions Adviser

or call: 0800 915 0000

Rather than gifting money directly, you could choose to pass money to others by holding it in trust. Under this arrangement, the beneficiary (or beneficiaries, if there are more than one) will be specifically named, and the trustees (the people who administer the trust) will decide when to make payments to them.

Setting up a trust fund

There’s a range of trusts available, with different features and benefits. Some are subject to their own IHT rules, while others pay income and capital gains tax at higher rates. The main advantage with a trust is that you can have a say on who should benefit from the trust, as well as what your family chooses to spend the money on.

Like all tax rules, the rules around trusts and gifting can be complex, subject to individual circumstances and can changes at any time. That’s why you should always consult with a professional rather than making decisions on your own.

Articles related to

Trusts & Estate Planning

What our clients say

Need Trusts advice?

Speak to a Trusts & Estate Planning expert. Call us on:

0800 915 0000

Request a callback from one of our expert advisers

Find an adviser

Where and how we meet depends on whatever’s most convenient for you, but we have a number of locations around the UK if you’d prefer to come to us.

Find an Adviser
Financial Planners Regions

Other services we offer

We provide a complete range of financial services with specialists in every category so that we can match you with the most suited adviser for your needs

Small, but important print

Registration Number 03776035
Registered in England and Wales

Amber River Group Limited is not authorised to give financial advice. The financial planning businesses who are part of the Amber River Group are separately authorised businesses and therefore able to give advice.

You’ll find details of the regulated status of our firms, including FCA numbers and links to the Financial Services Register on each of the location pages in the ‘Find an adviser’ section.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulatory regime and therefore targeted primarily at UK-based consumers.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Find full details of the FOS at www.financial-ombudsman.org.uk

Please read our Privacy Statement before completing any enquiry form or emailing us.

Privacy Preference Center

Privacy Preferences

When you visit any website, it may store or retrieve information through your browser, usually in the form of cookies. Since we respect your right to privacy, you can choose not to permit data collection from certain types of services. However, not allowing these services may impact your experience and what we are able to offer you.

Privacy Policy

Required
When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. Learn more about your rights on our Privacy Policy page.

Tracking

These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.

Analytics

We will store data in an aggregated form about visitors and their experiences on our website. We use this data to fix bugs and improve the experience for all visitors.

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.