Why market falls early in retirement can affect your long-term plans
Early market downturns can have a bigger impact on retirement than many people realise. Chartered Financial Planner Rayna Stoyanova explains sequencing risk and how careful planning may help protect future income.
Volatile times: How much should I keep in cash vs investments?
Wondering how much cash you should keep versus invest? Explore the factors that influence the right balance and how cash and investments can work together effectively.
“Volatility is normal”: Suzanne Gray on keeping perspective when markets wobble
Market volatility can feel unsettling, but it is a normal part of investing. Suzanne Gray explains why long-term thinking, financial planning and avoiding emotional decisions could help investors stay on track.
What is pension drawdown and how does it work?
Pension drawdown offers flexible retirement income while keeping your savings invested. Understand how it works, the tax implications, and how to manage risk for long-term financial security.
How pension drawdown works with multiple pensions or larger pensions
Managing pension drawdown across multiple pots requires careful tax planning, withdrawal timing, consolidation decisions and investment strategy to support sustainable retirement income and protect long term inheritance objectives effectively today.
Why it’s vital to remain calm and trust in your plan during periods of market volatility
Trump’s tariffs sparked global market volatility. Discover why staying calm and focused on your financial plan is essential now.