Welcome to

Amber River C&M

With offices in Lossiemouth and Dufftown
Existing client?
Please log into our client portal
Portal login

Sunset over Covesea Lighthouse, Lossiemouth

HomeOfficesAmber River C&M › Lossiemouth

Our team at Amber River C&M includes Chartered financial planners and mortgage advisers who look after clients across Scotland.

Campbell & McConnachie joined the Amber River group in early 2023, and rebranded as Amber River C&M in April 2024. Located in Lossiemouth, on the shores of the Moray Firth, the team caters for clients at all stages of the financial planning journey. Their proximity to the RAF base and army barracks has also helped the team develop a strong understanding of the financial issues of military life, particularly around mortgages and protection.

Scott Campbell, a founding partner of local firm Watson & Campbell, joined the team in 2021, before further expansion with the acquisition of Dufftown-based Julia Williams Financial Planning Ltd in late 2023. Now, with increased reach across the Moray region and beyond, they want to inspire even more people to gain confidence in their experience and expertise.

By assessing an individual’s circumstances and devising a personalised plan, the team helps clients to fulfil their aspirations and achieve a secure financial future. It’s why they’ve worked with many of their clients for years, in some cases across multiple generations.

Meet the Amber River C&M team

Here are just some of the faces and stories behind our Amber River C&M team.

David McConachie

Director, Chartered Financial Planner

Read More

Ross Davidson

Director, Chartered Financial Planner

Read More

Euan Lock

Director, Chartered Financial Planner & Mortgage Adviser

Read More

Jenny McKay

Director, Chartered Financial Planner

Read More

Scott Campbell

Financial Planner & Mortgage Adviser

Read More

Charlotte Strike

Financial Planner and Mortgage Adviser

Read More

Our services

Whatever your hopes and dreams, and wherever you are in life, there are inevitably some important decisions and moments that can be difficult and time-consuming to work through. That’s why our team includes people with experience and technical knowledge spanning the financial planning spectrum, from the more straightforward to the most complex.

Our next Investment Seminar

Thu, 7 Mar 2024 16:00 - 18:00 BST

Mercure Blackburn Dunkenhalgh Hotel & Spa, Blackburn Road, Blackburn BB5 5JP

Find out more
We'd love more clients like you

There’s no better feeling than when you recommend our services to others.

Find out more
Employer Services

We can help employers to support their employees’ financial wellbeing

Financial EducationPre-Retirement Workshops
Giving back

Learn more about our work in the community.

Our fundraisingThe Amber River Foundation

News and views

Get in touch
Speak to one of our team, to arrange an appointment or find out more
Harbour House, 1 Shore St, Lossiemouth, Moray IV31 6PD
You can have total trust in our team

Amber River C&M has achieved the gold standard for financial advice. As Chartered Financial Planners, its advisers are experienced, professionally qualified and committed to developing their knowledge and education in order to serve you better.

What our clients say
Small, but important print

Amber River C&M is a trading name of Campbell & McConnachie Ltd, which is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 789217. http://www.fca.org.uk/register

We adhere to the FCA’s principles of Treating Customers Fairly (TCF) Read more.

Company number SC314177. Registered Address: Harbour House 1 Shore Street Lossiemouth IV31 6PD.

The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage (including Buy to Let), tax planning, taxation and trust advice, offshore investments or school fees planning.

Please read our Privacy Statement before completing any enquiry form or before sending an email to us. You’ll find our Client Privacy Notice here.

For help if things go wrong, click here.

Let's talk.Anytime, anywhere.

Book an introductory call with one of our financial planners to chat through what’s important to you